Terms of Service

Last updated: February 2026

These Terms of Service ("Terms") govern your access to and use of the website and services (collectively, the "Services") provided by LB Group Solutions, a registered DBA (Doing Business As) of LB Group Solutions, LLC, a Limited Liability Company and licensed insurance agency ("LB Group Solutions," "we," "us," or "our"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

1. About Our Services

LB Group Solutions is a licensed insurance agency that provides information and assistance regarding insurance products, including Medicare-related plans. Our Services include educational content, consultations, and help comparing plan options available in your area. This is a solicitation for insurance. A licensed insurance agent may contact you.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements and that any information you provide is accurate and belongs to you.

3. No Guarantee of Coverage or Outcome

Information provided through the Services is for general educational purposes and does not constitute an offer of insurance, a binding quote, or a guarantee of eligibility, coverage, benefits, or pricing. Insurance products are offered and sold only through licensed agents and are subject to carrier underwriting and applicable state and federal regulations. We do not offer every plan available in your area; any information we provide is limited to those plans we do offer in your area.

4. Communications & Consent

By providing your contact information and submitting a form or booking request, you consent to be contacted by LB Group Solutions and its authorized representatives by phone, text message, and email regarding your inquiry and, where you have separately consented, marketing and promotional messages. Consent may be provided through automated technology, including auto-dialers, prerecorded or artificial voice messages, and automated text messaging systems. Consent is not a condition of purchasing any product or service.

SMS / Text Messaging Terms

• Message frequency varies. Message and data rates may apply.
• Reply STOP to any message to opt out of text messages at any time.
• Reply HELP for help, or contact us using the details below.
• You confirm you are the subscriber or customary user of the phone number provided.
• Carriers are not liable for delayed or undelivered messages.

For full details on how we handle your information, see our Privacy Policy.

5. Acceptable Use

You agree not to:

• Use the Services for any unlawful, fraudulent, or harmful purpose.
• Provide false, misleading, or another person's information without authorization.
• Interfere with, disrupt, or attempt to gain unauthorized access to the Services or related systems.
• Copy, reproduce, or exploit any part of the Services except as expressly permitted.

6. Intellectual Property

All content on the Services, including text, graphics, logos, and design, is owned by or licensed to LB Group Solutions, LLC and is protected by applicable intellectual property laws. You may not use our marks or content without prior written permission.

7. Third-Party Links & Services

The Services may contain links to or integrations with third-party websites and tools (such as scheduling and messaging providers). We are not responsible for the content, policies, or practices of any third party, and your use of those services is governed by their own terms.

8. Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the maximum extent permitted by law, LB Group Solutions, LLC and its representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the Services.

10. Indemnification

You agree to indemnify and hold harmless LB Group Solutions, LLC, its members, and representatives from any claims, damages, liabilities, and expenses arising from your use of the Services or your violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes will be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be reflected by updating the "Last updated" date above. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

13. Contact Us